Meet Brad Christensen
Your VA Loans MN expert
We are in a very stressful time but please be assured, we are here to help.
Despite current conditions we are still helping Veterans with all of their home financing needs. We will all get through this together! We also promise to give you the respect you've earned.
We understand purchasing or refinancing a home is a very important decision. Here is our commitment to you; we will be with you every step of the way. VA Loans MN is dedicated to helping you achieve your American Dream!
Wherever you go, I go! I can help you find a home in 46 states!
Our Team

Brad Christensen
Mortgage Loan Originator
612-240-9922 | NMLS# 290074

Mary Klotz
Processor
612-315-2824

Matt Criego
Branch Manager
612-396-9027 | NMLS# 8626

Stewie Christensen
Director of Pawsitivity
Thinking about buying?
Get expert help when you need it!
Five years running! Luminate Bank Loan Officer Brad Christensen named “Super Mortgage Professional” by Mpls/St. Paul Magazine and Twin Cities Business Magazine 2014, 2015, 2016, 2017, and 2018.
Considering Refinancing?
VA Loans MN / Luminate Bank is here to help!
- Use our mortgage calculators to determine if refinancing is worth looking into.
- Refinancing can be a great way to save money on your mortgage payment.
- Let our mortgage experts potentially lower your interest rate or payment.
- Leverage the equity in your home toward improvements, taking a vacation, or simply getting your loan paid off faster.