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Moving Upward and Onward

Joan Rusco • March 4, 2021

Moving Upward and Onward

Seems appropriate we would be writing this on March 4th because we at VALoansMN have a story to tell which is based on our continuing to March forth.  No doubt you have noticed there’s a new name associated with us now-Luminate Home Loans.


There’s a lot of background rumination  behind this change but it boils down to this:  we’re watching out for you. Any change we might make is based on the ability to better serve the needs of our Veterans and Active Duty Personnel. When VALoansMN began service well over a decade ago it was to help qualifying individuals navigate the ins and outs of using a VA guaranteed loan to purchase or refinance a home. In those days we thought a  mortgage rate of 5% was fantastic. It was, in those days. So much has changed.


We’ve moved on from those early days and today we are part of Luminate Home Loans. While our history shows a long journey we think the path to your success in getting a VA loan has shortened. We know how to navigate that path and we think make it easier for you. Not only easier, but much more rewarding.


Those record-breaking rates of years ago are gone, replaced with even lower, much lower, rates. VA loan rates, like all mortgage rates move up and down but they fluctuate in a rather tight band. In recent days we’ve seen a slight move upward but this move is hardly noticeable in a monthly payment.


We’ve also moved on by becoming licensed to serve VA mortgage needs not only Minnesota where it all began, but now in the Dakotas, Iowa, Florida and Arizona. If you’re planning your own move make sure and check with us so we can bring our home town service to you no matter your new location.


Finally, please update your contact information for us at VALoansMN. Brad is till your go-to guy for everything involving home loans. His phone number remains 612-240-9922. The email (we love getting emails from you) is brad.Christensen@goluminate.com


As you march forth in your life we’re here beside you waiting to help with anything involving home finance. We’ve enjoyed our trip together so far and look forward to even better things ahead.

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